COVID 19 and Personal Taxes in Canada

Covid-19 Tax Relief Benefits & Personal Taxes Canada | NRK Accounting

COVID has impacted world economies, and the Canada recovery benefit (CERB) is among the governmental initiatives designed to shield citizens from the financial impact of the virus. When filing income taxes in Canada, you may amend the COVID amounts, and the CRA automatically adjusts your return. The CRB is income support for the employed or self-employed, not entitled to Employment Insurance (EI), but directly affected by the Coronavirus.

Approved individuals may receive the CRB for 25 periods, from September 27th, 2020, to September 2021 (50 weeks). The CRB benefits are undertaken by the Canadian Revenue Agency (CRA); read on to learn how it will affect Canadian taxpayers who received the benefits.

How will it affect Canadian taxpayers who received the benefits?

People eligible to CERB can get financial assistance from the government through the CRA. For instance, one would receive $1000 ($900 when the income taxes are withheld) within two weeks for 21 periods, approximately 42 weeks. If you apply for the relief on the first CERB 21 period or after 22 (July 18th to 31, 2021), you will still be liable for $600 for 2 weeks. Additionally, you may re-apply for the tax relief up to 25 eligible periods, 50 weeks between September 27th, 2020, and September 25th, 2021.

Are You Eligible For CERB?

You may apply for CERB if during the 2-week period you were not employed or self-employed due to unavoidable circumstances related to COVID 19. Again, if you experience a 50% reduction on your weekly income due to COVID, you may apply for CRB income tax relief. Moreover, you would receive the income protections if you did not receive the Canada Recovery Sickness Benefits (CRSB), short-term disability benefits, Employment Insurance (EI) benefits, Canada Recovery Caregiving Benefits (CRCB), or Quebec Parental Insurance Plan (QPIP) benefits. Again, you should reside or were present in Canada and not eligible for EI, for a minimum of 15 years, and earned over $15,000 over the previous year.

Additionally, you can receive the CRB when you are actively employed, and you should not have reduced the working hours intentionally unless it was reasonable to do so. If you were not employed, you must have been actively seeking employment as an employee or self-employed person. You should not have turned down a work opportunity within the two weeks. Again, you may receive the benefits if you were not self-isolating or quarantined due to international travel.

CRB will prove your eligibility, and if you put forward false claims, you could face an additional consequence for your actions. You may end up in jail for fraudulent claims when filling the CRB papers. If there is vital information missing on the application, you may provide supporting documents that prove your claims are true, validate your application, and complete the CRB process.


Although the appearance of COVID 19 wreaked havoc in world economies, Canada has been one of the countries that effectively supported its citizens during the pandemic through the CERB plan. The CERB plan offers financial remedies to people not eligible for EI but affected by COVID 19. You may fill out some papers to prove eligibility to CRB, and the organization will verify your documents to avoid fraudulent claims. Good luck getting the CRB financial protection.

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